Buyer Planner
Your first home, with the numbers behind it
Bring your deposit, budget, timeline and property decisions into one practical plan — including support for couple buying and gifted deposits.
See your full picture
Understand your deposit, budget, monthly costs and buying position together — not as separate calculations.
Compare real options
Test different price points, deposit levels, timelines and routes before you commit to a path.
Make better decisions
Use tools that help with viewing risks, trade-offs and whether a property is really right for you.
Follow clear next steps
Get a practical plan for what to fix now, what to check next and where to focus your effort.
Buyer Planner vs free calculators
| Feature | Buyer Planner | Typical free calculators |
|---|---|---|
| Complete affordability picture | Often partial | |
| Compare multiple scenarios | No | |
| Deposit & funding tools | Limited | |
| Timeline & next steps | No | |
| Risk & trade-off insights | No | |
| Update anytime | No |
Common questions
Is this just another mortgage calculator?
No. It's a joined-up planning tool with calculators inside. It pulls your deposit, budget, timeline and property decisions together so a change in one place updates the picture everywhere else.
Do I need to use every module?
No. Use the modules that match your situation — couple buying, gifted deposit, LISA, conveyancing dashboard, and so on. Skip any that don't apply.
What if I already use other tools?
Free calculators answer one question at a time. The Buyer Planner is the joined-up version — your deposit, affordability, timeline, documents and conveyancing in one plan you keep updated as your numbers change.
Is this a subscription?
No. It's a one-off £19.50 payment for full access. Pay once, come back whenever your numbers change.
No subscription
One-off payment. No hidden fees.
Instant access
Start using it straight after checkout.
Update anytime
Change your numbers whenever you need to.