Buying costs & move-in

Plan the cash and practical prep you need before completion and moving day.

COST PLANNER

Start your plan

Estimate the cash you may need before completion — fees, setup costs, and a sensible buffer.

Total upfront

% of price

Selected costs

0 / 12

Deposit separate

BASIC NUMBERS

Tell us about the purchase

Affects stamp duty rates (BTL and second homes incur a surcharge).

COSTS TO CONSIDER

Tick the costs that apply

Most buyers end up with 6–9 of the 12 below. Tick any that might apply to you — each card opens to show what it covers and an editable estimate.

Purchase & lender costs

Move week & setup extras

Costs that often show up late

CURRENT POSITION

Estimate your upfront costs

Stamp duty, legal fees, survey, and a contingency buffer add up fast. Tick the costs that apply and add estimates to build your picture.

NEXT BEST MOVE

Start with the core costs

Stamp duty, legal fees, and a survey are almost always due — tick those first to see a baseline.

Where to go next

Pick the costs that apply

Tick at least one cost above so we can show the cash you'll need beyond your deposit.

Tie your move into the full plan

The Buyer Planner connects upfront costs and conveyancing tracking with Document Readiness — so you walk into completion with nothing forgotten.

Open the Buyer Planner
This is a free tool. No sign-up required.